Privacy policy

This policy explains what information KiwiSums collects, how it's used, and your choices — in plain English.

Who we are

KiwiSums ("we", "us") provides free financial calculators for New Zealand users at www.kiwisums.com. You can contact us at [email protected].

Information we collect

The calculators on this site run entirely in your browser — the numbers you enter (income, loan amounts, etc.) are not sent to our servers or stored by us. We do not require account creation or collect personal financial information.

Like most websites, we automatically collect some technical information when you visit, such as your approximate location (derived from IP address), browser type, device type, pages visited, and referring site, through Google Analytics.

Cookies and advertising

This site may display advertisements served by Google AdSense. Google and its partners may use cookies (including the DoubleClick cookie) to serve ads based on your prior visits to this or other websites. You can opt out of personalised advertising by visiting Google Ads Settings, or opt out of third-party vendor use of cookies for personalised advertising by visiting www.aboutads.info/choices.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.

How we use information

We use the technical and analytics information described above to understand how the site is used, fix problems, and improve our calculators and content. We do not sell personal information.

Your choices

• You can disable cookies in your browser settings, though some site features may not work as intended.
• You can opt out of personalised Google ads via the links above.
• You can contact us at [email protected] with any privacy questions or requests.

Children's privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from children.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with an updated "last updated" date.

Not financial advice

Every calculator on this site produces estimates for general informational purposes only. Nothing on this site constitutes financial, legal or tax advice. Always confirm figures with a qualified adviser, your bank, or Inland Revenue before making financial decisions.